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We are an online consumer lending company specializing in installment loans. We stand apart by offering truly flexible payment options, designed to give you greater control over your budget and finances.

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Flexible Loan Solutions
PO Box 4102
Clearlake, CA 95422
PH: 866-856-FLEX(3539)
customerservice@flexibleloansolutions.com

FlexibleLoanSolutions.com is a website owned and operated by Flexible Loan Solutions. Flexible Loan Solutions is a sovereign enterprise, an economic development arm and instrumentality of, and wholly owned and controlled by, the Elem Colony of Pomo Indians, a federally recognized sovereign American Indian tribe (“Tribe”).

Flexible Loan Solutions adheres to federal consumer finance laws and operates within the boundaries of the lands held in trust for the Tribe. Funds borrowed from Flexible Loan Solutions are governed by federal law and the laws of the Tribe. Nothing contained on this site should be construed as a waiver of sovereign immunity, which is expressly preserved.

Completion of our Loan Application does not guarantee that you will be approved for an Installment Loan offer. The maximum loan amount for first-time customers is $700.00.

Business hours: Monday–Friday, 6:00 AM–4:00 PM (PT). Closed on weekends and all federally recognized U.S. holidays.

Please note: This is an expensive form of borrowing. Flexible Loan Solutions’ installment loans are designed to assist you in meeting your short-term financial needs and are not intended to be a long-term financial solution. Examples of how our services may be used include unexpected emergencies, car repair bills, medical care, or essential travel expenses.

Completion of our installment loan application in no way guarantees that you will be approved for an installment loan. Flexible Loan Solutions reviews your information in real-time to determine whether you meet our lending criteria. You acknowledge that by submitting and completing the loan application, you are applying for a loan. We verify loan applicant information through alternative credit reporting agencies and may obtain your credit information to determine your eligibility and ability to repay. All application information must be received, verified, and approved by a Loan Specialist by 4:00 pm PST to receive your money the next business day.

This service is offered to you from lands held in trust for the Tribe, regardless of where you may be situated or access this site, and constitutes an offer for consumer loans solely within the Tribe’s jurisdiction, not any other state. The Tribe does not allow access or accept applications for this service from residents of all locations, and the service may or may not be available at your location. The location from which the Tribe chooses to allow access to its jurisdiction may change from time to time without notice. If you choose to visit the Tribe’s jurisdiction through the internet and access services offered and regulated under the Tribe’s laws, you must consent to the Tribe’s jurisdiction and agree that Tribal law and federal law govern such services. Availability of loans is subject to change at any time at the sole discretion of Flexible Loan Solutions.

If you have additional questions, please contact us at 866-856-FLEX (3539) or email us at customerservice@flexibleloansolutions.com.

*Same Day Funding Disclaimer: Funding may be limited by funding time frames and cut-off times. Applications processed and approved before 4 p.m. PST Monday–Friday are typically funded on the next business day. If you require funds on the current business day, you can request Same Day Funding before 11:30 a.m. PST Monday–Friday by calling 866-856-FLEX (3539). For loans processed on weekends or bank holidays, you will receive the transfer on the following business day. Please verify with your bank, as additional incoming fees may be assessed.

**After you submit your application, a team member will be in touch to guide you through the next steps to complete the process.